In the months since the passage of the Affordable Care Act and during the 2010-2011 open enrollment season, many beneficiaries have reported receiving postcards and letters offering assistance with enrollment, including offers of supplemental insurance while requesting personal information.
Some of these policies have costs over $300. These offers do not include the actual name of the company involved.
Never provide personal information to these firms. Always check first. Any product which appears to be suspicious should be reported to the NY State Department of Insurance. To report allegations of Medicare and Medicaid fraud and abuse - call 1-877-678-4697.
The importance of hand washing
The most important thing that you can do to keep from getting sick is to wash your hands. By frequently washing your hands you wash away germs that you have picked up from other people, or from contaminated surfaces, or from animals and animal waste.
What happens if you do not wash your hands frequently? You pick up germs from other sources and then you infect yourself when you: Touch your eyes, your nose, or your mouth.
One of the most common ways people catch colds is by rubbing their nose or their eyes after their hands have been contaminated with the cold virus.
You can also spread germs directly to others or onto surfaces that other people touch. And before you know it, everybody around you is getting sick.
The important thing to remember is that, in addition to colds, some pretty serious diseases - like hepatitis A, meningitis, and infectious diarrhea - can easily be prevented if people make a habit of washing their hands.